- What Todd does and how he got started in the industry
- His biggest surprise about the world of credit
- What is credit and what goes into your credit score
- How creditors judge you
- The importance of payment history
- What to do if your credit score goes bad
- How credit scores impact purchasing
- Ways to avoid bad credit
- How to climb out of the debt hole
- Tips to manage credit
- Impact of high interest rates
- What the future of credit looks like
- The importance of education when it comes to credit
