This episode of Financial Services Online covers key discussions in finance, with a call for better collaboration between industry funds and financial advisors to address complex retirement income products. Experts anticipate challenges in 2025 due to shifting market trends, legislative reforms, and technological advancements. Artificial intelligence is seen as a major gamechanger. Also discussed is the backlash against Bendigo and Adelaide Bank's new cash withdrawal fee, raising questions about digital banking practices and the commodification of traditional services. Lastly, the episode outlines how catastrophe bonds represent an innovative response to the growing issue of cyber risks, following a tenfold increase in cyber insurance premiums over the past decade. The episode encourages listeners to stay informed as these developments unfold.n
