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On this episode of Financial Services Online, we discussed AZ Sestante's new growth phase, marked by the strategic recruitment of Antonio Vaiente. We took a deep dive into superannuation reforms and highlighted Australia's loss of $41.6 billion in potential savings due to the current payment schedule. There's the discussion on the gradual softening of insurance rates globally with Australia-Pacific leading the decrease by 8% - a welcome development for firms managing costs. We also deliberated on the impact of President Trump's 25% tariff on the Australian share market, causing the ASX200 index to dip. Despite the volatility, sectors like utilities, healthcare, and consumer staples showed resilience. Tune in for comprehensive insights into finance, insurance, superannuation, and money management issues.