This episode of Financial Services Online with Paige Estritori covers key financial topics as of July 14, 2025. Firstly, it analyzes a recent trend within Australia's financial advisory sector, where despite a high pass rate in exams, over 33% of new advisors are choosing not to practice. Next, it delves into Australians' reliance on familial wealth, with a Finder survey revealing that 41% are counting on an inheritance to achieve financial goals. Then, it highlights an exciting alliance between MUFG Pension and Market Services and Microsoft aiming to digitize superannuation services. Lastly, Estritori explores promising opportunities for homebuyers in Melbourne following the Reserve Bank of Australia's decision to hold interest rates at 3.85%. The episode ends with a reminder to listeners to apply these insights wisely.n