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In this episode of the Financial Services News Wrap, we discuss the increasing prominence of retirement income product issues and the need for industry collaboration to improve the advice process. We also delve into the changing financial landscape of 2025, including evolving market dynamics, legislative reforms, and the significant impact of technology. We touch on the stir caused by Bendigo and Adelaide Bank's new cash withdrawal fees, a move towards digital banking that has been met with mixed research. We conclude with the growing role of catastrophe bonds in cyber risk management, as traditional insurers grapple with unpredictable cyber losses amidst a surge in cyber insurance premiums. Stay informed and savvy with Financial Services Online.