This episode of the Daily Financial Services News Wrap explores the top stories shaping the future of finance in Australia. Topics include the evolution of financial advising, where experts stress the importance of unique brand identities, and humanizing business brands as a solution to talent attraction. The federal government plans a superannuation overhaul to simplify retirement, with changes expected by July 2026. ASIC will also launch a superannuation literacy program. First-time home buyers may find relief through mortgage rule changes, including a flexible 3% serviceability buffer and a review of capital risk weightings. The Senate urges ACCC to oversee insurance premium pricing, recommending a national platform for disaster data and the expansion of the Disaster Ready Fund.