During the holidays
Americans are notorious
TO SPEND INORDINATE AMOUNTS OF MONEY
on things that later
INDUCE INORDINATE AMOUNTS OF STRESS!
Money will either be YOUR servant,
or YOU will become money’s slave!
Money will either be YOUR servant,
or YOU will become money’s slave!
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YOU get to decide!
Matthew 6:21, 24 KJV (Jesus said) For where your TREASURE is, there your HEART will be also … 24 No one can SERVE TWO MASTERS; for either he will HATE the one and LOVE the other, or else he will be LOYAL (DEVOTED) to the one and DESPISE the other. You cannot serve GOD and MAMMON.
SERVE God, LOVE God, DEVOTE to God
OR
SERVE money, HATE (not love) God, DESPISE God
Which of these statements
create more anxiety in you?
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“There is no God?”
“There is no money?”
MONEY decisions
are
SPIRITUAL decisions!
Expenditures should
HONOR the joy in relationships,
not BE the joy in relationships.
A budget is a SPENDING PLAN,
rather than a SPENDING REACTION.
A budget is FORWARD THINKING,
NOT paying off PAST STUFF.
Having money left over at the end of the month.
Having the ability to pay my bills on time.
Having the ability to pay my credit card off every month.
Using the money I have today to spend on discretionary things when I know other large essential expenditures are coming due in the months ahead.
1.6% OF HOUSEHOLD INCOME
(REASONABLE – DÉCOR, MEALS, GIFTS, ETC.)
$25,000 = $400
$50,000 = $800
$100,000 = $1,600
Emotional self-care
Differentiation
Relational connections
Love/serve the less fortunate
What is your ONE NEXT STEP that you need to take?
Aggressively begin soothing/self-care exercises
Invite family/friends into your stress
Serve the less fortunate
Create a budget (before 2019)
Go to a Financial Peace Seminar
Begin tithing (10%), or start percentage giving towards 10%
Reduce debt by selling something
Get a second job (income stream)
