Why Would Anyone Buy a Mortgage Note? You’re About to Find Out. Ever wonder who that “other guy” is when your mortgage company sends you a letter saying your payments now go somewhere new? Well, pull up a chair because that “other guy” is Nathan Turner, and his world is fascinating.
This conversation turns a mysterious corner of real estate into something you can actually understand. Nathan breaks down exactly what a note investor does, why the big banks sell mortgages, how investors earn returns, and why you may already be part of this system without even realizing it. He also walks us through his journey from gym franchise owner and long-distance house flipper to becoming a leading voice in the mortgage note industry across the United States while still living in Canada.
Nathan explains the differences between US and Canadian mortgages, why foreclosures are rare in his business, how he supports borrowers in challenging situations, and how accredited investors earn passive income through his fund. We also explore the Diversified Mortgage Expo the annual Nashville gathering for new and experienced note investors. This episode is packed with “wait what” moments, and you will absolutely walk away smarter than you came in.
→ Note investing is simply buying the right to receive someone’s mortgage payments.
→ Banks often sell mortgages because they want cash today instead of monthly payments over time.
→ Nathan buys notes at a discount which gives him flexibility to help borrowers stay in their homes.
→ Foreclosures are rare because the collateral is strong and the goal is always to work with people first.
→ Accredited investors can earn passive income through his mortgage note fund.
→ The mortgage market in Canada is similar to the US but structured differently which is why Nathan invests exclusively in the United States.
Want to connect with Nathan Turner?
Linkedin: https://www.linkedin.com/in/nathan-turner-a9a1b510/
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