Michael meets with Mark Phander, the Risk Adviser at CBIZ Borden Perlman. They talk about the rise in cyber insurance coverage for businesses, how cyber insurance and cybersecurity practices have evolved at CBIZ, and how clients and businesses have reacted in recent years to cyber policy changes. Mark describes why Multi-Factor-Authentication (MFA) is essential nowadays and which types of devices and accounts should be protected through MFA. They also talk about protecting your Personal Identifying Information (PII) and the process and importance of educating yourself on safe cyber practices.