Are you planning a buying your first home? Let us help you avoid some common mistakes that home buyers make before and even during the home buying process. We will go over how credit cards and other loans can hurt your chances of getting approved for more. How making changes to your employment and income (including getting tips, overtime, commissions etc) can impact and even delay you buying a home. Or even how taking a pay raise or promotion can disqualify you from down payment assistance programs. My co-host Asael Gonzalez Jr, and I go over some real estate tips that will ensure you are ready to buy a home when you're ready.
Asael Gonzalez Jr. - Realtor BS. 0146292 C. 702.885.6058 E. asael.gonzalez@cbvegas. com Social Tags SirAsaelJunior
Daniel Mosqueda -Loan Officer NMLS 932187 C. 702.972.5772 E. dmosqueda@guildmortgage.net Website www.guildmortgage.com/danielmosqueda
1:06 -Listen to the Professionals
5:57 -Opening New Credit Accounts
12:45 -Cosigning is Like Taking on new Debt
17:02 -Don't Open New Credit Even While in Contract
22:25 -Avoid Making Changes to Your Employer or How You Get Paid
25:24 -Going from Employee to Self-Employed
26:46 -Pay structure and/or changes in Hours
27:42 -How Income Changes Could Impact Qualifying for a Program
30:24 -Starting a Job and/or Working for Family
34:03 -Avoid Quitting and/or Getting Fired
36:47 -Self-employed/1099 Part 2
41:25 -Map Out a Plan
First-time Home buyer, Real estate Tips, Loan Approval, Mortgage, Mortgage Loans, Mortgage Tips, Mortgage Advice, Debt-to-Income, Credit Qualifying, Buying a home
