When was the last time you stepped into a bank? Is your wallet even a wallet anymore? In this episode, Kim and Ajay break down how digital banking has gone from futuristic to fundamental.
Kim and Ajay dive into the digital transformation of banking, tracing the shift from checkbooks and cash to QR codes, mobile apps and cloud-based IDs. They explore how digital banking is quietly reshaping our understanding of money, trust and access. From tap-to-pay convenience and digital wallets to online banks and virtual IDs, they unpack the perks and pitfalls of moving away from traditional branches. Along the way, they share personal stories from childhood memories of drive-thru bank tubes to the all-too-familiar frustration of failed digital payments. With humor and sharp insight, they ask: Are we truly safer with online banks and digital wallets, or are we just trading physical security for digital risk?
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