Kaya Ladejobi is the founder of Earn Into Wealth, a financial planning firm that serves high-earning women and dual-career couples. Kaya holds an MBA in entrepreneurship and is a Certified Financial Planner™.
She works virtually with clients in their 30s and 40s as they navigate student debt, weddings and honeymoons, having children and planning for family obligations.
EPISODE HIGHLIGHTS
- Weddings are often the first big expenses couples assume together. Kaya encourages her clients to understand what's on the horizon. If couples plan to have kids or purchase a home right away, they may need to spend less money on a wedding to have funds available for a down payment, childcare, or other coming expenses.
- Many high-earning professionals carry high levels of student debt. Kaya encourages clients who have six-figure debt to make it a top financial priority.
- Talking about finances before marriage and creating a detailed cash flow plan can help couples avoid conflict later.
- Kaya estimates that about half of her clients are first- or second-generation Americans who have cultural obligations to their parents or extended family members, so she includes that in their cash flow plans.
For more, check out the show here: https://fitadvisors.com/planning-for-marriage-from-weddings-to-college-funds
