The holidays come fast and somehow the shopping and gifting part always seems to catch us by surprise.
In this episode of Off The Wall, host David B. Armstrong, CFA is joined by Cathleen Phelps and Cecelia Gilliam from our Client Experience team as they sit down in full holiday mode to share ideas that make gifting feel fun again. From opening Roth IRAs for teens, funding 529 plans for nieces and nephews, and introducing kids to charitable giving, to practical strategies like shared family experiences, subscriptions, organizing spreadsheets, and even planning for parents who "don't need anything," the conversation covers it all.
They also get into the memorable, messy, and hilarious stories that make holiday traditions special, plus creative ways to stay thoughtful without overspending. If you want ideas that actually help—without adding to December chaos—this one will brighten your season.
Please see important podcast disclosure information at https://monumentwealthmanagement.com/disclosures
Episode Timeline/Key Highlights:
0:00 – Disclaimers & Holiday Setup
2:45 – Making Gifting Joyful Again
6:55 – Smart Money Gifts for Kids & Family
10:14 – Experiences & Traditions
14:12 – Gifting for Adults & Practical Ideas
23:10 – Pets, Extended Family, Tight Years & Closing
Connect with Monument Wealth Management:
David B. Armstrong, CFA on LinkedIn: https://www.linkedin.com/in/davidbarmstrong/
Cecelia Gilliam on LinkedIn: https://www.linkedin.com/in/cecelia-gilliam-86339a252/
Cathleen Phelps on LinkedIn: https://www.linkedin.com/in/catheendphelps/
Visit our website: https://monumentwealthmanagement.com/
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Connect on LinkedIn: https://www.linkedin.com/company/monument-wealth-management/
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Connect on YouTube: https://www.youtube.com/user/MonumentWealth#Fit
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About "Off the Wall":
OFF THE WALL is a podcast for business professionals and high-net-worth investors who want to build wealth with purpose. A little bit Wall Street, a little bit off-the-wall; it's your go-to for straightforward, unfiltered wealth advice on topics that founders, business owners, and executives care about.
Learn more about our host Dave Armstrong on our website at https://monumentwealthmanagement.com
