Rene Thomas Folse, JD, Ph.D.is the host for this edition which reports on the following news stories. WCAB Limits Messele Case to Prospective Application Only. Court of Appeal Orders Benson Apportionment in 100% Case. Capistrano Couple To Pay $3.4 Million In Fraud Case. Moreno Valley Man Charged With Comp Fraud. National Committee Considers HIPAA Standards for Workers Compensation. AIG Reports Third Quarter Net Loss of $4.1 Billion. State Fund To Keep Rates Steady. Insurance Commissioner Issues Premium Benchmark. Insurance Commissioner Encouraged by SCIF Rate Announcement. DWC Sets Electronic Filing Expo in Oakland on Dec. 1.