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Jeff breaks down the importance of locking in a loan rate. With rates rising at a pace not experienced in 40 years, securing a lock-in is more critical than ever. What essentials will help lenders guarantee an affordable rate before rates get even more astronomical? Guests Lena Waltham, April Lopez, and Arzo Yusuf shed some light on this subject, as well as on the humanitarian issues of human trafficking and relief for Afghan refugees.