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What does it mean to be invested by contract? It means that you have a direct contract with the investment company; you own that contract and you get the guarantees listed in it. Outside of bankruptcy, you can count on those guarantees. If the contract says the investment will pay you a certain income, you can count on that income. At Providence Financial, we believe in retirement planning, not retirement guessing; so investing by contract is something we specialize in. 

Here are a few other reasons why I believe investing by direct contract is superior to investing by indirect contract - listen in. 

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