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Long-term care is one of the most underestimated — and financially devastating — challenges facing retirees today. In this week's episode of The Providence Financial Retirement Show, we break down everything you need to know about preparing for the possibility of needing care in your later years.

Whether it's home health assistance, assisted living, or full-time nursing care, the reality is that 70% of people over age 65 will need some form of long-term care. Yet very few have a solid plan in place to cover these expenses.

In this episode, you'll learn:
✅ What long-term care really includes (and what it doesn't)
✅ Why Medicare and health insurance won't cover the costs
✅ The current average price of care in California and beyond
✅ The consequences of waiting too long to plan
✅ Pros and cons of traditional long-term care insurance vs. hybrid options
✅ How to build a tax-smart plan that protects your assets and your loved ones

Don't wait until a crisis hits to figure this out. Listen in and take one of the most important steps you can toward financial peace of mind.

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