Discover the inner workings of the $15 billion fraud wave devastating American savers. We break down the DOJ Scam Center Strike Force actions, including $700 million in restrained cryptocurrency and crackdowns on forced-labor compounds in Southeast Asia. Plus, learn Fidelity's insights on 3 attack channels—phishing, smishing, and vishing—and the 30-second pause habit that can protect you from 'pig butchering' and voice-cloning threats.