Description

Vanguard Research put out a paper called "The Emotional and Time Value of Advice" (June 2025). 

It claims that there are "emotional benefits and time-saving value that paid professional financial advice provides to clients." 

In other words: The benefit isn't the portfolio or financial advice, but the emotional and time-saving value getting paid professional advice can provide. 

Then for our listener question: Gary wants to know how his Health Savings Account (HSA) interacts with Medicare. Can you pay Medicare premiums from an HSA at a later date like you can with qualified medical expenses paid out of pocket? Great question!

Resource:
Vanguard Study: "The Emotional and Time Value of Advice" paper

Connect with Benjamin Brandt

• Get the Retire-Ready Toolkit: http://retirementstartstodayradio.com
• Subscribe to the newsletter: https://retirementstartstodayradio.com/newsletter
• Work with Benjamin: https://retirementstartstoday.com/start

Follow Retirement Starts Today in:
Apple Podcasts, Spotify, Overcast, Pocket Casts, Amazon Music, or iHeart

 Get the book!
Retirement Starts Today: Your Non-financial Guide to an Even Better Retirement