Water is nature's most powerful force, it is unmatched in destruction and loss of habitat. With the recent floods in Canada and across the world, we discuss the four main thoughts around flood preparedness. First, local knowledge, find everything, flood maps, historical records, etc. Second, examine your ingress and egress routes to your shelter in place location. Third, your evacuation plan, one of the 4 necessary scenarios for preparedness, must include the potential for loss of access to routes and services due to high water levels. Finally and most important, insurance.
Nothing is more important than intimately knowing your insurance policy, exactly what are your personal responsibilities and what are your benefits.
You must be the master of your coverage, it is the single greatest risk transfer tool available.
