April 20, 2026 | Season 8 |Episode 12
Oil is ripping higher, the Strait of Hormuz is back in the headlines, and markets are doing what they always do during geopolitical stress: swinging between fear and relief. We step back from the noise and focus on the skill that actually improves results over time, thinking forward. If you build your decisions around what’s happening today, you’ll feel constantly behind; if you train yourself to look six to thirty-six months out, you start acting more like the market itself.
We use financial history as a practical tool, drawing on ideas highlighted from historian Joseph S. Moore’s How to Get Rich in American History. The point is not nostalgia, it’s context: debtor’s prison shaped risk in the early 1800s, repeated banking panics punished complacency before the Fed, and 1970s inflation rewired how a generation thinks about stocks, bonds, and oil. That long view helps us spot recency bias in our own assumptions, including the belief that stocks “always” work and that what felt safe in the last few decades will remain safe forever. We also dig into how returns have shifted from dividend-heavy investing toward price appreciation and what that does to valuation and expectations.
From there, we connect the macro to the personal. One of the most uncomfortable takeaways is that a huge wealth driver can be household stability, including who you marry and your ability to stay married, because daily money behavior can overwhelm even a great portfolio. We close by hitting the week ahead: earnings season, AI spending scrutiny, inflation and interest rates, and a noteworthy Barron’s-style bullish case on Intel’s turnaround and partnerships, with a reminder that volatility demands a plan.
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