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What are people's most prominent financial fears?   There are many: losing a job, not saving enough for retirement, financial emergencies, and many others.  But it all seems to boil down to one basic concern: Not having money available when you need it the most.

This creates a lot of anxiety for people - especially for retirees, who rely on a steady stream of cash flow to meet their short-term spending needs.  Without that cash flow, you would have to rely on your portfolio, which is a big problem if the stock market isn't behaving well at that time.

How do you overcome that one big fear?  It's all about having a strategy.  Learn more from podcast host Johnny Dean and "Professor" Rick Plum, CFP® on this week's episode of Managing Your Financial Future!