With everything that's been going on these days in the stock market, the economy -- the uncertainty of it all -- you might think that the confidence of those who are nearing retirement, or who are already retired, would be shaken more than a little bit. But that's not entirely true.The Employee Benefit Research Institute (EBRI) conducted their 30th annual Retirement confidence Survey back in January, and again at the end of March - two very different times. And they found that while overall confidence did go down somewhat, the decline was almost negligible. Why would that be?In this week's episode of Managing Your Financial Future, hosts Johnny Dean and Rick "The Professor" Plum, CFP® talk about reasons why those who have a strategy tend to be less irrational and less afraid of bad market and economic conditions. They also answer more of your emails, including one about using IRA money to purchase a home.See omnystudio.com/policies/listener for privacy information.