Brian Akers and Paul Franco discuss strategies for achieving a lower stress retirement through financial planning. They emphasize the importance of protecting a portion of one's portfolio, particularly as retirement approaches, by using tools like fixed index annuities. These annuities offer principal protection and growth tied to market indices, with caps on potential losses. They also highlight the benefits of income riders, which provide guaranteed lifetime income. The conversation underscores the need for a diversified portfolio, including both growth and protected investments, to ensure financial stability in retirement.
