Long-term care insurance (LTCi) expert Scott A. Olson analyzes a financial planner's chart to help individuals determine if they should purchase LTCi coverage. He aligns with the planner's view that both aggressive and conservative investors can benefit from LTCi, using a personal story about his mother-in-law to demonstrate how coverage strategically safeguarded her investment portfolio. But even those with a moderate strategy who are prepared to spend their liquid assets on long-term care need to look into how LTCi can protect their future.
"Should I Buy LTCi?" Chart: https://shorturl.at/uMErL
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Scott A. Olson, CLTC®, is co-founder of LTCShop.com and host of Long-Term Care Insurance Now. He has specialized exclusively in long-term care insurance since 1995 and is licensed nationwide. His National Producer Number (NPN) is 617232.
Policy features, riders, and definitions mentioned in this article vary heavily by insurance carrier and state regulations. Partnership protections apply only to state-approved plans. Consult an LTCShop.com licensed specialist for specific carrier language.
