Financial Planning During and After Divorce in Colorado
In this episode of Divorce at Altitude, Amy Goscha is joined by David Kopp for a practical discussion on why financial planning is essential during and after a Colorado divorce. David explains how many clients leave a case still asking the same question: Is this enough, and will it last? Together, they explore how early financial guidance helps reduce uncertainty, improve settlement outcomes, and create long-term stability.
The conversation focuses on why a true “team approach” between divorce attorneys and financial planners matters—especially when preparing for mediation and post-divorce life. Amy and David unpack why a 50/50 division on paper may not be truly equal once taxes, liquidity, retirement rules, and inflation are considered. They also discuss common financial mistakes during divorce and how thoughtful planning can empower clients to move forward with confidence and clarity.
Guest Information
David Kopp is a wealth manager and financial planner with nearly 25 years of experience helping individuals through major life transitions, including divorce. His work focuses on comprehensive planning around income needs, asset protection, taxes, inflation, and long-term financial sustainability.
Episode Outline
David’s Path Into Financial Planning
How decades of experience shifted his focus from investments alone to full-picture financial planning.
Why Divorce Clients Ask “Is This Enough?”
Understanding the fear behind settlement numbers and long-term financial security.
The Team Approach in Divorce
How financial planners and divorce attorneys work together before, during, and after a case.
When to Bring a Financial Planner Into a Divorce
Why early involvement—often after the first legal consultation—creates better outcomes.
Budgeting and Defining Real Needs
Moving beyond guesses to understand true living expenses and future income needs.
Why Half Is Not Always Equal
How taxes, liquidity, and asset type can dramatically change settlement value.
Retirement Accounts and Hidden Traps
Penalties, tax treatment, and access issues that impact post-divorce finances.
Life After the Divorce Is Final
Why clients should avoid major financial decisions early and focus on long-term planning.
What is Divorce at Altitude?
Ryan Kalamaya and Amy Goscha provide tips and recommendations on issues related to divorce, separation, and co-parenting in Colorado. Ryan and Amy are the founding partners of an innovative and ambitious law firm, Kalamaya | Goscha, that pushes the boundaries to discover new frontiers in family law, personal injuries, and criminal defense in Colorado.
To subscribe to Divorce at Altitude, click here and select your favorite podcast player. To subscribe to Kalamaya | Goscha's YouTube channel where many of the episodes will be posted as videos, click here. If you have additional questions or would like to speak to one of our attorneys, give us a call at 970-429-5784 or email us at info@kalamaya.law.
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DISCLAIMER: THE COMMENTARY AND OPINIONS ON THIS PODCAST IS FOR ENTERTAINMENT AND INFORMATIONAL PURPOSES AND NOT FOR THE PURPOSE OF PROVIDING LEGAL ADVICE. CONTACT AN ATTORNEY IN YOUR STATE OR AREA TO OBTAIN LEGAL ADVICE ON ANY OF THESE ISSUES.
