Ryan, Alex, and Andrew discuss the importance of dollar cost averaging when saving into investments. It is hard to time the market so when you are investing putting money in at all different times can help you reduce some risk. Many people are sitting on cash in their bank wondering when the right time is to put it into the market. We like to pick a time frame and drip it in over time buying at all different levels, kind of like saving into your 401k out of every paycheck. We also discuss the importance of rebalancing. Sometimes parts of your investment portfolio will grow faster than others. Rebalancing your portfolio can help keep the original percentages in asset classes that you want. It can also help you sell high and buy low.