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 EARLY RELEASE THIS WEEK!

GOOD MORNING AND GREAT COFFEE!
If you're getting close to the "Golden Years" or already there, you may have heard of those 3 letters that start floating around in conversations: RMD. What the heck is that, you may ask yourself. well, it stands for "Required Minimum Distribution", and that first word means it's extremely important!

Take a listen to what our advisor Mark Esslie has to say about this topic, when to take it and how it affects you and your retirement in many ways. As always, enjoy your coffee, and Happy New Year ahead of time from our team at The Esslie Group!

REMEMBER: LIVE WELL AND PLAN EVEN BETTER

Iron Tree Financial
1-8444-444-YTYM
www.irontreefinancial.com