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The saying is " Champagne Tastes, Beer Income"... I know lots of people like this ...
For clarity in the UK - CCJ's - County Court Judgements ; IVA - Insolvency Voluntary Agreement ( I think) - this tune is closer to home than I am prepared to admit..

I nicked the great Frank Zappa's silly low vocal style for a bit of this - that's about the only thing of his I can get anywhere near - his guitar playing was out of this world.

Sheik Yerbouti - one of his great albums with a wonderful Bob Dylan tribute ( ?) and some very rude lyrics - still worth a listenĀ