Investopoly

Updated: Ensuring your loans are structured correctly

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Description

You loan structure can have a big impact on your success as an investor. How you structure your loans can influence on your interest rates, borrowing capacity, cash flow, taxation liabilities and so on. Four years ago I wrote this blog which included 7 loan structuring tips and I wanted to update you on a few matters.
In this podcast I discussed:
  1. Funding a property owned in one spouses name only
  2. Loans in join names typically are not a problem
  3. Cross securitisation and maximising your borrowing capacity
  4. Interest only versus principal and interest
https://www.prosolution.com.au/updated-loans-structured-correctly/

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Important

This podcast provides general information about finance, tax and credit. It doesn't take into account your specific objectives, financial situation or needs, so you need to assess whether it's relevant to your circumstances before acting on it. If you're not sure, speak to a licensed, trustworthy professional.