From Straffi & Straffi Attorneys at Law – What Is Bankruptcy Discharge in New Jersey? breaks down how individuals and businesses across New Jersey can regain financial freedom through Chapter 7 and Chapter 13 bankruptcy. In this episode, we explore the article What Is Bankruptcy Discharge in New Jersey? and walk through what a discharge means, how it protects you, and what steps to take for a successful outcome.
Join Daniel Straffi Jr., a New Jersey bankruptcy discharge lawyer, as he explains the process of filing in Ocean County and across the state. From automatic stays and the meeting of creditors to asset exemptions and the discharge timeline, you’ll learn how to navigate the bankruptcy court system confidently. We also cover critical requirements like credit counseling, debtor education, and how the means test determines eligibility under Chapter 7.
You’ll hear in-depth discussion on Chapter 13 repayment plans, including how to keep your property, how to qualify for a hardship discharge under Section 1328(b), and which debts are dischargeable. Daniel Straffi Jr. outlines how reaffirmation agreements work, the risks of nondischargeable debts like student loans or fraud-based obligations, and how to respond if a creditor violates your discharge rights.
Whether you live in Toms River, Ocean County, or anywhere in New Jersey, this episode equips you with practical knowledge from Straffi & Straffi Attorneys at Law. Discover how to rebuild your credit after bankruptcy, understand discharge waiting periods, and determine if you’re eligible to file again. Call (732) 341-3800 to schedule your consultation and start your journey toward a clean financial slate.
Straffi & Straffi Attorneys at Law
670 Commons Way, Toms River, NJ 08755, United States
(732) 341-3800
