This fall's FAFSA (the Free Application for Federal Student Aid) opens on $at, Oct 1. $eniors and a parent/guardian should set aside $at, Oct 1 and $at, Oct 8 to complete and submit the FAFSA, a step toward receiving financial aid in college. In this podcast, Dr. Riley (from collegeapp101.com) discusses college billing, personal savings, avoiding student loans, "4 for 40," and more.