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Like Lawyers,.....ain't worth nothing till you need one.

Damn these Insurance companies!  With little to no regulations, they keep raising the rates (premiums).  Their claim is; "everything cost more today."  Well no shit!  
But who suffers and feels the pain?  The Insured, not the Investors.
Trust me when I say; "we're going to see a lot more people driving with zero insurance.  Get ready for it folks.