There are many strategies to filing a successful Long-Term Care Insurance claim.
I chatted with Dwight Smith, the owner of AMADA Senior Care Columbus & Toledo, about the LTC insurance claims process.
In this episode we covered:
🔹 Importance of understanding the policy coverage
🔹 Exploring additional benefits included (e.g., medical equipment, home modifications)
🔹 Understanding different activation protocols for different insurance companies
🔹 Activities of daily living (ADLs) and cognitive impairments as qualifying criteria
🔹 Need for care for more than 90 days and fulfilling the elimination period
🔹 Making sure benefits are properly utilized and extended if necessary
🔹 Doctors documenting the client's needs clearly and specifically
🔹 Encouraging open and honest conversations with physicians
🔹 The process of submitting a claim
🔹 Receiving benefits once the elimination period is met
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Watch this episode on YouTube: https://youtu.be/z9PBfT_1slk
Steadfast Care Planning podcast is made possible by Steadfast Insurance, CLTC, and AMADA Senior Care Columbus.
#LongTermCare #FinancialPlanning #SteadfastCarePlanning #AmadaSeniorCareColumbus #LongTermCareInsurance
For additional information about Kelly, check her out on Linkedin or www.SteadfastAgents.com.
To explore your options for long-term care insurance, click here.
Steadfast Care Planning podcast is made possible by AMADA Senior Care and Steadfast Insurance LLC.
Come back next time for more helpful guidance!
