Description

In this solo episode of The Real Estate Lens, Ryan Richards breaks down the single biggest reason homebuyers get denied financing - communication - and how to prevent it. Whether you’re a first-time buyer, investor, or real estate agent guiding your clients, this episode reveals what really causes pre-approvals to fall apart and how to spot the warning signs early.

Ryan explains why most denials come down to poor communication and lack of due diligence, often from both sides. He shares real-world examples — including a buyer whose crypto funds couldn’t be verified — and walks through the key questions every borrower should be asking their loan officer before making an offer.

What you’ll learn:

• The most common mistakes that cause financing to fall through
• Why “click-button” pre-approvals can put your deal at risk
• Questions to ask your lender before you start shopping
• How to handle asset sourcing, crypto, and payment plans correctly
• Why even strong buyers can be denied due to condo project issues

If you want to make sure your next deal doesn’t get derailed by an avoidable mistake, this episode gives you the playbook for a smooth, successful mortgage approval process.

Interested in connecting?

HOST
Ryan Richards | Branch Manager, Northpoint Mortgage | NMLS 1987735
rrichards@trynorthpoint.com | www.financewithteamrichards.com
204 Turnpike Rd, Westborough, MA 01581
Licensed in MA, CT, FL, NC, NH, PA, RI
Follow us on Instagram @financewithteamrichards