Description

🔍 Episode Summary:

Think buying a home in Portland is out of reach? Think again. In this episode of Off the Record: Talking Real Estate with Joe and Makayla, we break down exactly how you can buy a home in the Portland metro area with less than $25,000 out of pocket. From creative strategies like seller credits and rate buydowns to real-life numbers using a live mortgage calculator, Joe and Makayla walk you through everything you need to know to turn your homeownership dreams into reality—no fluff, just facts.

💡 Episode Highlights:

• 💸 Breaking Down the $25K: How your down payment, closing costs, and more can fit within that budget.
• 🏡 What $500K Gets You Today: Over 450 detached homes qualify—see where and how to find them.
• 📉 Seller Credits & Rate Buydowns Explained: Make your offer stand out and save on monthly payments.
• 🔑 First-Time Buyer Tips: Why your first home doesn’t need to be your dream home, and how equity can build fast.
• 📍 Neighborhoods to Watch: From North Portland to Newberg, discover budget-friendly spots still FHA-loan friendly.
• 📊 Real Numbers from a Live Mortgage Calculator: See how a 6% interest rate and a $3,479 monthly payment could be within reach.
• 🏗️ Building Equity in 3-7 Years: How even a modest home can launch your financial future.

Ready to see what’s possible for your budget?
Visit LivPortland.com to explore listings under $500K, get connected with trusted lenders, or schedule a no-pressure strategy session with our team.
👋 Let’s turn your “maybe someday” into “let’s do this!”

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For more information about buying or selling in the Portland Metro real estate market, please visit www.LivPortland.com or contact us directly.

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