When you’re injured at work, you might assume workers’ comp will cover everything, from lost wages to pain and suffering. But the reality is very different. In this episode of The Verdict, lead workers’ comp attorney Brian Groesser joins Clarke to break down exactly what benefits you’re entitled to—and what you’re not—under North Carolina workers’ compensation law.
Brian explains the two sides of every comp claim: medical coverage and wage replacement. You’ll learn how benefits like Temporary Total Disability (TTD), Temporary Partial Disability (TPD), and Permanent Partial Disability (PPD) are calculated, why average weekly wage matters so much, and how insurance companies often get it wrong. They also tackle one of the most frustrating truths: workers’ comp does not pay for pain and suffering.
Here’s what we discuss in this episode:
🏥 Medical benefits covered – Treatment, prescriptions, travel, surgeries, and more.
💵 Wage replacement – TTD, TPD, and PPD checks are based on your average weekly wage.
📉 Common underpayments – Insurance carriers often miscalculate wages, costing workers thousands.
🚫 No pain & suffering – Unlike auto accidents, workers’ comp does not compensate for this.
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