- Brief Summary of objectives (3):
- Money Traps that Keep You Broke
- Topic 1: Loans
- Emergencies happen sometimes for quick and easy loans… this can be easy loans like a payday loan (borrowing money against your next paycheck – you can look at 300% more than what you are borrowing)
- Pawn Shop Loans – you have to pay it buy the time period or your item will be offered for sell
- Tax refund anticipation loans
- Car title loans – amount of the loan is less than the car.
- Topic 2: Charges/fees
- High interest rates
- Overdraft and late payments can cost you a lot of money
- Late Payments and charge you an interest
- Topic 3: Scams
- Topic 4: Credit Cards
- Paying off the statement balances each month, not just paying the minimum payment
Think , Plan & Use what you have…
- Call to action: Know what you are doing
- Resources and where to connect.
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