After 10 years as a banker, I watched brilliant women freeze with €100k-€500k sitting in savings accounts earning nothing. This episode breaks down why "doing nothing" isn't safe—it's the biggest risk you're taking. I'm sharing the banking insider truth about what's really happening to your money, and introducing The Capacity Freeze: the nervous system block that keeps educated, capable women stuck researching instead of deciding.
KEY TAKEAWAYS:
✦ Doing nothing IS the risk — Inflation erodes €100k to ~€85k in 5 years. Your "safe" savings account is costing you your freedom.
✦ The Capacity Freeze explained — You can calculate 10% of €100, but your nervous system short-circuits at 10% of €100k. It's not about being "bad with numbers"—it's about emotional capacity to hold financial scale.
✦ The freeze behaviors — Endless research. Avoiding bank statements. Asking everyone's opinion. Deciding nothing. Sound familiar?
✦ What the freeze is really protecting — Not your money. Your old identity. Because becoming an investor means becoming someone new.
✦ The real formula — Investing is 50% strategy, 50% nervous system capacity. You need both.
✦ What changes when you break the freeze — Better financial decisions AND better life decisions. The capacity you build holding market fluctuations becomes your foundation for everything else.
NEXT STEP:
If you're sitting on 6 figures and feeling that chest tightness? Ready to finally learn instead of endlessly research? My 6-month mentorship teaches you technical mastery + nervous system capacity so you become the investor you're capable of being.
See you soon
With love from Mallorca
Beate
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If you desire to work directly with me, reach out to my team at team@richandchillacademy.com, tell us a little bit about yourself and your goals, and I’ll get you all the details.
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And of course, little disclaimer to be clear, this is no financial advice, I am sharing my story and experience from the last decades and those of my clients, always do your own research and always understand what you are investing in. Don’t do it just because your hairdresser heard something somewhere or it was in the newest fashion magazine.
