This episode revisits how the progressive tax system works and layers in the specific 2026 updates most relevant to retirement savers. Ryan explains progressive brackets using plain-language examples so listeners understand that earning more money does not mean getting taxed at a higher rate on every dollar, only on the dollars above each threshold.
The 2026 updates Ryan covers include changes to the estate tax exemption, the annual gift exclusion, 401k and IRA contribution limits including catch-up contributions, the new mandatory Roth catch-up rule for higher earners, and a new non-itemized deduction. Ryan says several times throughout: talk to your CPA. Tax rules are complex and individual situations vary significantly. This episode is education, not personalized tax advice.
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And, as always, Stay the Course!
