Conquering Bad Debt: A Business Owner’s Guide

Description

Bad debt can quietly choke a business—and most owners don’t realize how deep the problem is until cash flow is already under pressure.

In this episode of The Integrated Entrepreneur, hosts Jonathan Fodera and Joseph Viccora break down exactly how business owners can eliminate bad debt and replace it with smarter, sustainable financing strategies. They explain the two most common forms of damaging debt—merchant cash advances and high-interest credit cards—and why these products often trap otherwise healthy businesses in a cycle that’s difficult to escape.

Jonathan and Joseph walk through real-world solutions, including term loans, asset-based financing, sale-leasebacks, invoice factoring, and SBA strategies—while also calling out the approaches that can permanently damage your credit and limit future funding options. They also expose common traps like reverse consolidations and debt settlement companies, explaining why these “quick fixes” often make the situation far worse.

Most importantly, this episode lays out a practical playbook for business owners who want to clean up their balance sheet, restore cash flow, and position themselves for better financing options in the future.

If you’re carrying debt that feels impossible to get out from under—or you want to make sure your business never ends up there—this episode is essential listening.

Key highlights: