What happens if your paycheck suddenly stops, not because you lost your job, but because you can't work?
Most people never consider this possibility until it's too late.
In this episode, Nick Russell and Becky Wagoner tackle one of the most overlooked aspects of financial planning: disability insurance. They explain what disability insurance actually is, who needs it, and why protecting your income is just as important as protecting your life.
Nick shares his personal experience filing a disability claim early in his career, breaking down the differences between short-term and long-term coverage, employer-sponsored plans versus individual policies, and the critical distinction between "any occupation" and "own occupation" coverage.
Nick and Becky discuss:
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