📈 Rental yield is one of the most misunderstood parts of property investing.
Most Aussies focus only on capital growth, but yield can make or break your cash flow — especially in a high-rate environment.
In this episode of The Mortgage Chat, I break down:
🔥 Gross yield vs net yield
🔥 How much yield you actually need in 2025
🔥 What high-yield properties REALLY look like
🔥 How yield helps balance a negatively geared portfolio
🔥 Why some investors get stuck because they ignore rental income
If you’re trying to build a strong, sustainable property portfolio, understanding yield is non-negotiable. I’ll walk you through the numbers in a simple, no-BS way so you can make smarter decisions and boost your cash flow.
💬 Have a question about yield? Comment “YIELD” below and I’ll reply personally.
🎧 LISTEN TO THE PODCAST
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Tony Xia | The Mortgage Agency
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📩 Tony@themortgageagency.com.au
00:00 – Intro: Why yield matters in 2025
00:24 – Gross yield explained
01:10 – Net yield and real-world expenses
02:05 – What’s considered a good yield in Australia
03:00 – High-yield property examples
04:15 – Using yield to balance negative gearing
05:20 – Yield vs capital growth strategy
06:30 – How yield affects borrowing power
07:10 – Tips to boost rental yield
08:05 – Final thoughts for investors
