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In this episode, I talk with Paul Mehring about when — and when not — to use a line of credit. Paul breaks down the differences between bank and non-bank lending, term loans vs. credit lines, and why using debt to fund losses is a red flag. We dig into what lenders really want to see: solid financials, realistic forecasts, and a plan for growth. If you’re in staffing or a high-growth business, Paul explains how the right lender can be a partner — not just a bank balance. 

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