On this week’s The Big Picture, Mark McArdle, Senior Vice President of Regulatory Relations, Public Policy and Stakeholder Engagement at Newrez, joins the show to share his perspective on housing policy, regulation, and what it all means for the mortgage market. With more than two decades of experience in government and financial services, including senior roles at the CFPB and U.S. Treasury, Mark brings a rare insider’s view on how policy gets made and how it impacts lenders and borrowers alike.
We dig into his years at the CFPB, from overseeing Qualified Mortgage rules to navigating mortgage policy through the COVID-19 pandemic, as well as his work at Treasury on TARP and foreclosure prevention programs. Now at Newrez, he talks about bridging the gap between policy and practice, and why regulatory clarity will be key to the industry’s future. It’s a thoughtful, candid conversation with one of housing finance’s most seasoned policy experts.