On this week’s The Big Picture, Scott Weintraub of MQMR joins the show to break down the rapidly shifting compliance landscape facing mortgage lenders today. A veteran compliance and risk expert, Scott brings a clear-eyed, practical perspective on how regulatory priorities are evolving and what lenders should actually be paying attention to as oversight increasingly moves beyond Washington D.C. and into the states.
We dig into the changing role of the CFPB, the rising influence of state regulators, and the real-world implications of proposals like restrictions on institutional homebuyers. The conversation also tackles the growing use of AI and automation in mortgage operations, like where the risks lie, where the opportunities are real, and how lenders can stay compliant without crushing their cost structure. It’s a grounded, no-spin discussion designed to give mortgage leaders the context they need to make smarter decisions right now.