In this episode of Finance This Property That, mortgage planner and finance strategist Dion Fernandez tackles one of the most common questions he receives: Should you use your SMSF (Self-Managed Super Fund) to buy property?
Dion dives into the pros, pitfalls, and prerequisites of SMSF property investing. Whether you're a business owner considering buying your own commercial premises through super or an investor exploring long-term tax-efficient strategies, this episode breaks down what’s allowed, what’s not, and when it truly makes sense.
Packed with strategic insights and real-world examples, this quick yet information-rich episode is a must-listen for anyone serious about building wealth through property — the smart way.
📋 Episode Breakdown:
00:00 – 01:00
Welcome & who this podcast is for — busy professionals, self-employed borrowers, and serious property investors seeking strategy over just low rates.
01:01 – 02:30
Introducing today’s topic: Using your SMSF to buy property — a growing interest but not for everyone. The risks of poor setup and rushed strategy.
02:31 – 04:15
What’s allowed and what’s not:
04:16 – 06:15
Why SMSF lending is different:
06:16 – 08:15
When it makes sense:
08:16 – 10:00
Final thoughts:
🎯 Key Takeaway:
SMSF property investment can be a powerful wealth-building tool — but only with the right setup, advice, and timing. Know the rules, build the right team, and proceed strategically.
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