Kids don’t need a complicated spreadsheet to understand money, they need a simple rule they can actually use. During our School Holiday Edition, we sit down with my son Amir and let him explain money in his own words, including the blunt truth: spend too much and you end up with nothing.
We unpack practical ways an eight-year-old can earn money today, from vacuuming and dishes to windows, tidying, and making beds. Amir also talks about earning beyond the house with dog walking and car washing, then shares what it’s like stepping into a new role coaching Taekwondo, including the idea of a probation or trial period and what “being good” at a job looks like when you’re still a kid. If you’re searching for kids money tips, financial literacy for children, or simple allowance and chores ideas, this conversation is packed with real-life examples.
Then we head into big topics in a small-kid way: saving every dollar of a $10 payment, what it means for money to “grow”, and a first look at shares where you pick a company and buy in. We also touch on inflation and why prices go up, plus a quick hint at the everyday costs adults deal with like water rates and bills. KiwiSaver, compounding interest, and the deeper money stuff get saved for next time, but the foundation starts here.
If you want more honest, practical money conversations for families, subscribe, share this with a parent or whānau member, and leave a quick review. What’s one money lesson you think every child in Aotearoa should learn by age eight?
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