In this episode of the RAL Room Assisted Living Podcast, Dr. Alex sits down with Zach Balmer of Lexicon Bank, a national preferred SBA lender, to break down how SBA financing works for assisted living projects. 💰🏡
With over 20 years in banking and deep experience in the senior housing space, Zach explains how SBA loans can help operators fund acquisitions, startups, and ground-up construction—even when conventional financing says no.
Here’s what we cover:
✅ What an SBA loan actually is (and how the government guarantee works)
✅ Key differences between SBA 7(a) and SBA 504 loans
✅ Loan maximums, structure options, and when to use each program
✅ Why acquisitions are booming—and why startups are rising again
✅ Common SBA myths (and why the process isn’t as scary as people think)
✅ How to position yourself for approval and long-term success
👉 If you’re planning to buy, build, or expand a residential assisted living home and need capital to make it happen, this episode will give you clarity and confidence around SBA financing.
Connect with Zach
Linkedin Page: https://www.linkedin.com/in/zach-balmer
Email: zbalmer@lexiconbank.com
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