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E and KayCee are tackling the question nobody wants to answer honestly: is a college degree still worth the debt? This one's personal, and it got real fast.

In this episode, they dig into:

• $1.84 trillion in student loan debt and what that number actually means for real people
• The full breakdown of what it costs to live as a new grad in the Bay Area (spoiler: it's rough)
• Which degrees are still essential and which ones might not be worth the paper they're printed on
• Why 62% of jobs no longer require a degree and what recruiters like E are actually looking for
• Free certification paths through Google, LinkedIn Learning, and IBM that can replace years of school
• The comeback of trades and blue collar careers (KayCee's husband retired after 38 years as a mechanic)
• Harvard MBA vs. garage entrepreneur: who would you trust to help you build a business?
• Using AI tools like ChatGPT to prepare smarter questions before doctor visits
• Why your doctor's opinion is one opinion, not gospel

Both E and KayCee bring their 20+ years of HR and recruiting experience to this one. KayCee shares her own story of getting a fine arts degree and ending up in a completely different career. It hits different when you've lived it.

Drop a comment: If you could do it over, would you still get the degree you got? KayCee already said no. What about you?

The Disrupt and Discuss podcast is offering a free Misogi goal-setting template to help you prepare for 2026. This resource identifies your specific goal-setting style and provides a structure that works for your brain. Whether you are building a business or improving health, the framework turns ideas into challenging but doable goals. You can access this free offer by clicking the link in the description.

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2026 Misogi Goal Reset Guide & The Hiring Brief